Ever since Genworth wrote their first life insurance policy in 1871...
They are a company committed to helping clients gain the peace of mind that comes from ensuring a secure financial future. Even in today's challenging environment, Genworth is strategically positioned to offer a strong and stable portfolio of insurance products to support the needs of their policyholders. As a publicly traded global company with financial assets exceeding $100 billion, Genworth is recognized as one of the leading U.S. companies by Standard & Poor's and ranked in the Fortune 500.
Crosspointe Insurance Advisors is ready to help you learn about Genworth's suite of life insurance policies and determine which one is right for you. Whether you need a term life policy to cover the financial needs of a growing family or a universal life policy to help you plan for the future, Crosspointe will be your partner in developing a life insurance strategy.
Genworth Universal Life Insurance:
With a universal life insurance policy from Genworth, you will be able to structure a plan to meet your individual needs. While most life insurance policyholders pay a planned premium regularly, Genworth is flexible enough make the premiums work for you. This may include a fluctuating monthly premium or a shorter term plan that keeps you free from premium payments after retirement. You can even reduce the amount of the death benefit as years go by, while increasing the amount you contribute to a cash value account. Our clients like the Genworth Universal Life Insurance policy because it helps them establish a tax-advantaged cash value account to meet long-term financial goals, while also protecting their family members in the event of an untimely death.
Genworth Term Life Insurance:
Like all term life policies, a Genworth Term Life Insurance policy protects your family by offering the security of a death benefit for a specified period of time. Most term life insurance policies are designed to offer a larger death benefit for growing families, where a death would seriously impact their ability to meet financial obligations. After the term is complete, the policy is often renewed at a higher premium.
Genworth Whole Life Insurance:
When you need a policy that provides maximum flexibility and a tax-advantaged cash value account that earns dividends, a Genworth Whole Life Insurance policy may be the ideal choice. In addition to a guaranteed lifetime death benefit, this plan also accrues a cash value over time, which can be used to fund a college education or supplement your retirement income. Oftentimes, the dividends paid on these policies are used to pay for future premiums or to purchase additional coverage. While more expensive than a term life or universal life policy, a whole life insurance plan offers optimum coverage at guaranteed premiums.
If you want to learn more about a Genworth Life Insurance policy, Crosspointe Insurance Advisors is here to help. We can evaluate your current financial needs and help you choose a plan provides the best options for your family's secure future. Contact us today for a free quote.