Crosspointe Insurance Advisors exists to help you find the right auto insurance policy to meet your needs.
No matter which state you live in or what kind of vehicle you drive, it is important to maintain the right amount of auto insurance coverage. In fact, most states require proof of a basic auto insurance policy in order to keep your car registration current. Most people already have some sort of car insurance, but few policyholders know the details about the coverage they have or what kind of policy they really need. Does your plan include enough protection for your automobile and personal assets? Let our experienced brokers evaluate your car insurance needs and find you the right plan at the right price.
What should I expect from my auto coverage?
Auto insurance policies can do more than just pay for repair costs; they can also include liability insurance coverage. Liability insurance is a critical component of any auto insurance policy because it pays for damages you may cause to other vehicles in the event that you are found "at fault" for an accident. It also covers property damage and bodily injury and personal losses for other drivers and passengers involved in an accident.
Crosspointe offers Auto Insurance with various coverage options to protect you, your passengers, your vehicle and the other drivers you may encounter on the road. Our most common auto policy coverage includes:
- Personal Injury Protection (PIP)
- Uninsured/Underinsured Motorist
While the amount and type of auto insurance you carry may depend on the state minimums where you live, Crosspointe does not advise our clients to drive with only the state minimum coverage. If a serious accident were to occur, the risks you would assume by doing this could end up costing you dearly. We've all heard stories about people who have lost their homes, businesses and life savings to pay for damages in an auto accident, particularly when serious or fatal injuries are involved.
Can you save money on your auto insurance?
Your Crosspointe agent may uncover more discounts than you could find on your own, which means the initial rate quote could be just the start of your savings.
Most of the carries we work with offer discounts for:
- maintaining a good driving record
- insuring multiple vehicles
- maintaining good grades in school
- participating in certain professional associations
- installing an anti-theft device on your vehicle
- purchasing another policy from the same company
When the auto insurance specialists at Crosspointe evaluate your insurance needs, we help you look at the big picture. Several different factors are considered when recommending an auto insurance policy, including the value of your vehicle, your budget, driving record and risk tolerance. Because we work with so many different insurance carriers, Crosspointe will make sure you are getting the best coverage available for your auto insurance dollar.